A RCT was undertaken with 500 members of Derry Credit Union to determine whether mobile apps, designed to enhance financial capability.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt, Financial Capability
Country/Countries: Northern Ireland
Year of publication: 2018
Carers UK Thinking Ahead resource - What Works Fund
Carers UK’s online Thinking Ahead resource encourages working age people to consider the financial impact of caring and to take actions to mitigate the risks.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2018
An unhealthy Interest? Debt distress and raising rates
A report looking at the consequences of rising interest rates for consumer debt levels in the United Kingdom.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2018
Birmingham Settlement What Works project
Money workshops delivered by Birmingham Settlement with marginalised young people aged 11-25 in structured and community settings.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Financial Education
Country/Countries: England
Year of publication: 2018
Plymouth Citizens Advice’s 'Money Active'
Evaluation of a programme which aimed to deliver more sustainable outcomes for debt advice clients by providing them with financial capability training.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt
Country/Countries: England
Year of publication:
Evaluation of MyBnk Money Works
Money Works is a financial education programme targeted at ‘vulnerable’ young people. It is delivered by MyBnk across England and Wales, through a variety of host organisations.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Financial Education, Financial Capability
Country/Countries: England and Wales
Year of publication: 2018
Evaluation of a project delivered by the National Youth Agency to 500 16-21 year olds, to improve their financial knowledge and to help them make good decisions about finances in the future.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and keeping track, Financial Education, Financial Capability
Country/Countries: England
Year of publication: 2018
Healthy Finances Pilot final evaluation
An evaluation of Shelter Scotland’s Healthy Finance pilot which aims to reach vulnerable & excluded individuals who are ‘under the radar’ and otherwise unlikely to access financial & housing advice.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Financial Capability
Country/Countries: Scotland
Year of publication: 2018
BEAT 2 Project - What Works Fund
Changing Lives and Oasis Aquila Housing - one-to-one specialist financial advice provided to vulnerable adults at-risk of homelessness. Delivered in community settings in NE England .
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt, Financial Capability
Country/Countries: England
Year of publication: 2018
Debt solutions in the UK: recommendations for change
This study identifies recommendations arising from an in-depth review into the effectiveness of debt solutions in the UK.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Credit Use and Debt
Country/Countries:
Year of publication: 2018
Money Matters: Financial capability, wellbeing and young people
Evaluation of YIACS in improving 16-24 year old’s financial capability, through 451 paired pre-and post-intervention surveys of young people with money issues across nine organisations.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Financial Education
Country/Countries: England
Year of publication: 2018
Get £ F+IT - does increasing the digital skills of older people increase their financial capability?
A project supporting older people to have greater confidence in their digital skills and use these to manage their money.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt
Country/Countries: England
Year of publication: 2018
Independent evaluation of the Community Links’ What Works project
Embedding FinCap training into employment programmes for young people and working-age adults.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Financial Education, Financial Capability
Country/Countries: England
Year of publication: 2018
Evaluation of the 'Supported Rent Flexibility' pilot
A mixed method evaluation of the Supported Rent Flexibility Pilot run by Optivo Housing Association.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Budgeting and keeping track, Financial Capability
Country/Countries: England
Year of publication: 2018
Evaluation of Advice NI’s FinCap intervention, targeted at people with chronic or acute mental health conditions, delivered through a training and referrals process.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Financial Capability
Country/Countries: Northern Ireland
Year of publication: 2018
Face-to-face advice delivered in healthcare settings to patients with renal failure and inherited metabolic disorders
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Budgeting and keeping track, Credit Use and Debt
Country/Countries: England
Year of publication: 2018
Citizens Advice Basingtoke - What Works project evaluation report
Financial capability training courses delivered to vulnerable young people by Citizens Advice Basingstoke and peer mentors.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Financial Education, Financial Capability
Country/Countries: England
Year of publication: 2018
Evaluation of the Tenovus Money Advice Service (ETMAS)
Evaluation of Tenovus Cancer Care’s programme aiming to embed financial capability for people with cancer, on a low income or in financial difficulty, at an early stage in their diagnosis.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt, Financial Capability
Country/Countries: Wales
Year of publication: 2018
Advising Communities' Money Well project
Financial Capability training and support for people with mental health needs and low well-being delivered by Advising Communities in South London.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Financial Capability
Country/Countries: England
Year of publication: 2018
What Works for You project evaluation
Intervention by Exeter Community Housing Aid to support young people aged 16-25 & working aged adults who have recently been released from prison with Financial Capability.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Financial Education, Financial Capability
Country/Countries: England
Year of publication: 2018
