Delivering community financial advice workshops in Leicester - What Works Fund
Financial capability workshops delivered in the community to older people in Leicester by Vista, CALS and WEA.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Budgeting and keeping track, Financial Capability
Country/Countries: England
Year of publication: 2018
Face-to-face advice delivered in healthcare settings to patients with renal failure and inherited metabolic disorders
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Budgeting and keeping track, Credit Use and Debt
Country/Countries: England
Year of publication: 2018
Cheques and balances: The use of cheque cashing services in the UK
This project explores the potential impact of cheque imaging on low income, excluded and/or vulnerable consumers and sole traders, including those who use non-bank cheque clearing services.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Budgeting and keeping track, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2017
Four bright coins shining at me: financial education in childhood, financial confidence in adulthood
The study analyses whether receiving regular pocket money from parents produces long lasting consequences in terms of building up a greater ability to cope with financial matters later in life.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education
Country/Countries: Netherlands
Year of publication: 2017
Financial conversation led by a microfinance worker or volunteer with a loan applicant. (A core aspect of the microfinance programmes offered by Good Shepherd Microfinance).
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt, Financial Capability
Country/Countries: Australia
Year of publication: 2016
Tools for saving: using pre-paid accounts to set aside funds
Survey exploring the use of a pre-payment card set-aside function to encourage saving among lower income consumers.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving
Country/Countries: USA
Year of publication: 2016
The role of financial education in decision-making for retirement
An OECD evidence review to understand the role of financial literacy relating to retirement, the challenges around retirement decisions and how FinEd needs to change according to main pension system.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Pensions and Retirement Planning
Country/Countries: United Kingdom, United States, OECD member nations
Year of publication: 2016
Paying more to be poor: the poverty premium in energy, telecommunications and finance
Qualitative and quantitative research commissioned by Citizens Advice Scotland to explore the extent of the poverty premium paid by low income households and recommend how to address this.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Capability
Country/Countries: Scotland
Year of publication: 2016
Financial resilience in Australia 2015
Nationally representative survey, undertaken by the Centre for Social Impact and NAB, to understand levels of financial resilience in Australia.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Capability
Country/Countries: Australia
Year of publication: 2016
White Paper: Online personal finance learning
An analysis of the Open University’s ‘Managing My Money’ programme, to help people improve their financial capability and make better financial decisions.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability
Country/Countries: UK
Year of publication: 2016
New insights from the Social Market Foundation on the level and nature of financial capability in Great Britain, and recommendations for how to improve this using the Wealth and Assets Survey.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and keeping track, Financial Capability
Country/Countries: England, Scotland, Wales
Year of publication: 2016
Financial capability in the UK 2015
The initial findings of a quantitative research survey with UK adults, looking at financial capability, and contributing to the development of the Financial Capability Strategy for the UK.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Capability
Country/Countries: United Kingdom
Year of publication: 2015
A review of international evidence, demonstrating low levels of risk literacy, the consequences for long-term financial decision-making and implications for policymakers.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Pensions and Retirement Planning, Financial Capability
Country/Countries: USA, Italy and other countries
Year of publication: 2015
Financial capability in Northern Ireland 2014
Nationally representative survey by Department of Enterprise, Trade and Investment, to understand financial capability across Northern Ireland including comparisons over time.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Capability
Country/Countries: Northern Ireland
Year of publication: 2015
Financial capability in Great Britain 2010-2012
Analysis of the financial capability measures contained in the Office for National Statistics 2010 – 2012 Wealth and Assets Survey.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Capability
Country/Countries: England, Scotland & Wales
Year of publication: 2015
New Zealanders aged 50 years plus: Expectations for and experiences of retirement
A representative online panel survey of New Zealanders over 50, to uncover financial expectations for and experience of retirement.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Pensions and Retirement Planning
Country/Countries: New Zealand
Year of publication: 2015
Behavioural hurdles to financial capability in the UK
A review of the academic literature which identifies six key behavioural hurdles to financial capability and the challenges for UK financial education programmes in addressing them.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and keeping track, Financial Education
Country/Countries: United Kingdom, United States, Various
Year of publication: 2015
Myths and rules of thumb in retirement income
Findings from a UK roundtable discussion, this report seeks to establish how rules of thumb could be helpful for retirees to think about and manage their DC pension pots.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Pensions and Retirement Planning
Country/Countries: UK
Year of publication: 2015
Saver Plus: a decade of impact
Evaluation of a long-established targeted matched savings programme in Australia, assessing performance on a range of individual and macro-economic measures.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving
Country/Countries: Australia
Year of publication: 2015
Only the tip of the iceberg: Fraud against older people - evidence review
A review, commissioned by Age UK, exploring existing evidence of the ways in which older people are affected by ‘scams’ (i.e. fraud) which target their finances including their pension savings.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Financial Capability
Country/Countries: UK
Year of publication: 2015
