Birmingham Settlement What Works project
Money workshops delivered by Birmingham Settlement with marginalised young people aged 11-25 in structured and community settings.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Financial Education
Country/Countries: England
Year of publication: 2018
Evaluation of Life, Money, Action! for Money Advice Service - What Work’s Fund
Life, Money, Action! is a training course and qualification, designed to support 200 youth practitioners across the UK deliver financial capability support to the young people they work with.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability
Country/Countries: England, Scotland & Wales
Year of publication: 2018
West Kent’s financial capability training for current and prospective apprentices/trainees aged 16-24.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Education
Country/Countries: England
Year of publication: 2018
A randomised control trial evaluating the impact of training teachers in financial education on the financial capability outcomes of the post-16 students they teach.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Education, Financial Capability
Country/Countries: England
Year of publication: 2018
Evaluating experiential financial capability education: a field study of My Classroom Economy
This study looks at financial education of upper elementary age children. It assesses the impact of participation in a simulated classroom economy on several hypothesized antecedents of financial wellbeing.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Education
Country/Countries:
Year of publication: 2017
Financial capability of children, young people and parents in the UK 2016
Report of a UK-wide survey of the financial capability – knowledge, attitudes and behaviours – of 4-17-year-olds and their parents
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2017
National research plan for financial literacy 2016-2018
This report presents Canada’s National Research Plan for Financial Literacy, to generate key evidence for the implementation of the National Strategy for Financial Literacy.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education
Country/Countries: Canada
Year of publication: 2017
Consumer engagement: the role of policy through the lifecourse
This report explores the role that behavioural techniques play alongside other policy levers to help people achieve better long-term saving outcomes throughout the lifecourse.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Pensions and Retirement Planning
Country/Countries: United Kingdon
Year of publication: 2017
Journey from childhood skills to adult financial capability
Analysis of a cohort study of UK children born in 1970 to determine factors that influence adult financial capability.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2017
Four bright coins shining at me: financial education in childhood, financial confidence in adulthood
The study analyses whether receiving regular pocket money from parents produces long lasting consequences in terms of building up a greater ability to cope with financial matters later in life.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education
Country/Countries: Netherlands
Year of publication: 2017
Parental debt and children’s socioemotional wellbeing
This study explores associations between parental debt, home mortgage, student loan, automobile and other debts with children’s socioemotional wellbeing.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: USA
Year of publication: 2016
Building blocks to help youth achieve financial capability
Developing a skills-based developmental model of financial capability.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Financial Education, Financial Capability
Country/Countries: USA
Year of publication: 2016
Scotland’s credit unions: Investing in our future
A Scottish Government review of issues around payroll deduction schemes and junior saver schemes.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Financial Education, Financial Capability
Country/Countries: Scotland
Year of publication: 2016
The damage of debt: The impact of money worries on children's mental health and well-being
Literature review, analysis of existing quantitative data and qualitative research by the Children’s Society examining the effect of family money worries on children’s mental health.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: England and Wales
Year of publication: 2016
Getting a fair deal? How to help vulnerable young people manage their money
This study, by Action for Children, considers what would help vulnerable young people manage their money. It involved qualitative workshops and a survey of vulnerable Children and Young People.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2015
Green paper: Saving us from ourselves
A green paper produced by the Open University Business School, focusing on how to make the general public more financially resilient and sets out their agenda to increase saving & investing.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Pensions and Retirement Planning
Country/Countries: United Kingdom
Year of publication: 2015
Behavioural hurdles to financial capability in the UK
A review of the academic literature which identifies six key behavioural hurdles to financial capability and the challenges for UK financial education programmes in addressing them.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and keeping track, Financial Education
Country/Countries: United Kingdom, United States, Various
Year of publication: 2015
National strategies for financial education: policy handbook
59 economies worldwide have implemented a national strategy for financial education. The report describes experiences of these countries and addresses challenges faced in implementing the strategies.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education
Country/Countries: International
Year of publication: 2015
This report summarises feedback from roundtable discussions held by Demos with key stakeholders about how to implement the independent Financial Inclusion Commission’s vision for 2020.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Credit Use and Debt, Budgeting and keeping track, Financial Education, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2015
StepChange: an action plan on problem debt
A five-year action plan for UK Government to tackle problem debt, help families become more financially resilient and help those struggling with debt to achieve sustainable financial situations.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Credit Use and Debt
Country/Countries: United Kingdom, England, Scotland, Wales, Northern Ireland
Year of publication: 2015
