A RCT was undertaken with 500 members of Derry Credit Union to determine whether mobile apps, designed to enhance financial capability.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt, Financial Capability
Country/Countries: Northern Ireland
Year of publication: 2018
Carers UK Thinking Ahead resource - What Works Fund
Carers UK’s online Thinking Ahead resource encourages working age people to consider the financial impact of caring and to take actions to mitigate the risks.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2018
Changing behaviour around online transactions
An RCT testing the efficacy of live assisted digital transactions. Developed by Good Things Foundation and Toynbee Hall and delivered by 18 community organisations to struggling working-age people.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability
Country/Countries:
Year of publication: 2018
A longitudinal study of 20 homeless young people capturing their experience of a range of financial capability activities on their journey towards independent living.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability
Country/Countries: England
Year of publication: 2018
Age Cymru Swansea Bay evaluation report
Financial advice for older people, delivered as 1:1 appointments or group seminars.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Pensions and Retirement Planning, Financial Capability
Country/Countries: Wales
Year of publication: 2018
Student-led investigation, delivered by Young Scot to identify what financial capability support and interventions currently exist for further and higher education students across Scotland.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Education, Financial Capability
Country/Countries: Scotland
Year of publication: 2018
An unhealthy Interest? Debt distress and raising rates
A report looking at the consequences of rising interest rates for consumer debt levels in the United Kingdom.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2018
Birmingham Settlement What Works project
Money workshops delivered by Birmingham Settlement with marginalised young people aged 11-25 in structured and community settings.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Financial Education
Country/Countries: England
Year of publication: 2018
Plymouth Citizens Advice’s 'Money Active'
Evaluation of a programme which aimed to deliver more sustainable outcomes for debt advice clients by providing them with financial capability training.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt
Country/Countries: England
Year of publication:
Evaluation of Life, Money, Action! for Money Advice Service - What Work’s Fund
Life, Money, Action! is a training course and qualification, designed to support 200 youth practitioners across the UK deliver financial capability support to the young people they work with.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability
Country/Countries: England, Scotland & Wales
Year of publication: 2018
Evaluation of MyBnk Money Works
Money Works is a financial education programme targeted at ‘vulnerable’ young people. It is delivered by MyBnk across England and Wales, through a variety of host organisations.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Financial Education, Financial Capability
Country/Countries: England and Wales
Year of publication: 2018
A youth designed toolkit delivered and evaluated to compare the effectiveness of peer to peer delivery to tutor to young adult delivery in a vocational training context.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability
Country/Countries: Wales
Year of publication: 2018
An evaluation of Age Scotland’s ‘Money Matters’ roadshows, aimed at post-retirement adults and focusing on a range of financial capability topics of relevance to older people.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability
Country/Countries: Scotland
Year of publication: 2018
Evaluation of a project delivered by the National Youth Agency to 500 16-21 year olds, to improve their financial knowledge and to help them make good decisions about finances in the future.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and keeping track, Financial Education, Financial Capability
Country/Countries: England
Year of publication: 2018
Healthy Finances Pilot final evaluation
An evaluation of Shelter Scotland’s Healthy Finance pilot which aims to reach vulnerable & excluded individuals who are ‘under the radar’ and otherwise unlikely to access financial & housing advice.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Financial Capability
Country/Countries: Scotland
Year of publication: 2018
BEAT 2 Project - What Works Fund
Changing Lives and Oasis Aquila Housing - one-to-one specialist financial advice provided to vulnerable adults at-risk of homelessness. Delivered in community settings in NE England .
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt, Financial Capability
Country/Countries: England
Year of publication: 2018
Debt solutions in the UK: recommendations for change
This study identifies recommendations arising from an in-depth review into the effectiveness of debt solutions in the UK.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Credit Use and Debt
Country/Countries:
Year of publication: 2018
West Kent’s financial capability training for current and prospective apprentices/trainees aged 16-24.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Education
Country/Countries: England
Year of publication: 2018
The economic impact of debt advice
This study explores the economic impact of debt advice, comparing the experiences of those who have or haven't sought debt advice.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Capability
Country/Countries:
Year of publication: 2018
Evaluation of MAS Budget Planner online tool
An evaluation to understand how and why financial capability outcomes are improved through use of the MAS Budget Planner, and how outcomes for users of this tool could be further improved.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Budgeting and keeping track, Saving, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2018
