Debt solutions in the UK: recommendations for change
This study identifies recommendations arising from an in-depth review into the effectiveness of debt solutions in the UK.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Credit Use and Debt
Country/Countries:
Year of publication: 2018
The economic impact of debt advice
This study explores the economic impact of debt advice, comparing the experiences of those who have or haven't sought debt advice.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Capability
Country/Countries:
Year of publication: 2018
Data disclosure and geographies of UK personal lending markets
A paper by researchers at the Centre for Business in Society (CBiS), Coventry University, using area-based credit lending data to understand the issue of financial exclusion on a geographical basis.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2017
Moving forward together: peer support for people with problem debt
A qualitative scoping study, commissioned by the Money Advice Service, of the potential role for peer-support to help people with problem debt in the UK.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: England
Year of publication: 2017
Better debt advice: from a moment of crisis to a lifetime of resilience
Comprehensive study into debt advice across the UK, identifying good practice and areas for development.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt, Financial Capability
Country/Countries:
Year of publication: 2017
Overstretched, overdrawn, underserved: financial difficulty and mental health at work
A study assessing linkages between financial difficulty and mental health in the workplace and recommending actions for managers to improve support for employees.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2017
Cheques and balances: The use of cheque cashing services in the UK
This project explores the potential impact of cheque imaging on low income, excluded and/or vulnerable consumers and sole traders, including those who use non-bank cheque clearing services.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Budgeting and keeping track, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2017
Tackling problem debt: Impact report 2016-2017
An impact report on problem debt by the debt advice charity, StepChange.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2017
How financial technology can benefit low income households
A consultation on the barriers to and opportunities for financial technology innovation in improving the financial health of low to middle income and small business customers in the UK and US.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt, Financial Capability
Country/Countries: United Kingdom, United States
Year of publication: 2016
A picture of over-indebtedness
Analysis & modelling of UK survey data, conducted for MAS, to identify characteristics and the likely number of over-indebted people across local authorities, regions and countries.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2016
MoneyMinded Report 2015 (RMIT University)
Small business financial workshops (MoneyMinded Business Basics) designed by ANZ banking group (Australia) for potential or new micro-entrepreneurs in Papua-New Guinea.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Education, Financial Capability
Country/Countries: Australia
Year of publication: 2016
The damage of debt: The impact of money worries on children's mental health and well-being
Literature review, analysis of existing quantitative data and qualitative research by the Children’s Society examining the effect of family money worries on children’s mental health.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: England and Wales
Year of publication: 2016
Britain’s debt, how much is too much? Policies to encourage savers and support the over-indebted
Analysis of existing evidence to examine household financial resilience for at risk groups in the UK, with policy recommendations to help encourage saving and reduce personal unsecured debt, by ACCA.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2016
Future finance: a new approach to financial capability
A review by the Centre for Social Justice to explore the causes of problem debt, and consider how new services can be developed to help low income households avoid serious personal debt.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Credit Use and Debt, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2015
This report summarises feedback from roundtable discussions held by Demos with key stakeholders about how to implement the independent Financial Inclusion Commission’s vision for 2020.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Credit Use and Debt, Budgeting and keeping track, Financial Education, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2015
StepChange: an action plan on problem debt
A five-year action plan for UK Government to tackle problem debt, help families become more financially resilient and help those struggling with debt to achieve sustainable financial situations.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Credit Use and Debt
Country/Countries: United Kingdom, England, Scotland, Wales, Northern Ireland
Year of publication: 2015
Poverty, debt and credit: an expert-led review
The study reviews evidence from the UK and other countries in order to identify the links between debt, credit and poverty in the UK, as well as strategies to address them.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2014
The report brings together a wide range of sources to highlight a change of the nature of indebtedness in the UK from one arising from crisis to one in which costs have risen more than inflation.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Credit Use and Debt, Budgeting and keeping track
Country/Countries: United Kingdom
Year of publication: 2014
Ofgem/Citizens Advice Energy Best Deal & Energy Best Deal Extra
Face-to-face group information sessions delivered by Citizens Advice (CAB) on behalf of Ofgem to raise awareness of ways to reduce energy costs and how to get help if paying bills is a struggle.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Financial Capability
Country/Countries: England, Scotland and Wales
Year of publication: 2014
Debt on Teesside: Pathways to financial inclusion
Mentoring scheme for highly indebted low income households in Teeside delivered by Durham University’s Centre for Social Justice and Community Action, CAP and Thrive.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability, Credit Use and Debt
Country/Countries: England
Year of publication: 2013
